Finance Decisions
Unit economics, margins, cash flow, and the costs operators discover too late. 13 articles published
13 decisions

Which 8 numbers will investors actually pull in diligence?

Have you triggered sales-tax nexus you haven’t registered for?

Which chargebacks are worth contesting once labor cost is counted?

Is BNPL adding incremental revenue or just adding cost?

What is each marketplace’s real all-in take rate after every fee?

FIFO or LIFO — what gross-margin and tax gap does the choice create?

What is your effective payment-processing rate really costing you?

Could a profitable business run out of cash in the next 90 days?

Does your real contribution margin look nothing like your gross margin?

Are you pricing on gross margin and missing your true variable cost stack?

Is working capital quietly strangling your growth between $30K–$80K/month?

At what monthly order volume does your store actually break even?

What is your tool stack really costing once integration and switching are counted?
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